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What is a Consumer Durable Financing ?
Looking for a new Fridge, LED TV, Washing Machine, and Microwave for your home? Why wait when you can buy easily with Gopiks Consumer Durable Loans? Apply for the loan and convert your amount in an easy tenure with interest rates starting from.
Features and Benefits
Approval in Minutes
Multiple documentation, long waiting weeks or sometimes even months, is what Gopik subtracts from the equation. Over the traditional loan providers, we provide a secure and quick procedure that will get your loan approved in just seconds, if you are eligible for the Loan. All you have to do is connect to a Gopik assistant.
Digital process
Why waste paper in this digital era when everything can be done digitally? It makes the process hassle-free and much more user-friendly. That's how Gopik aims to achieve the dual purpose of contributing to the conservation of Nature and giving its customers the best service.
Lowest interest rates
Gopik offers affordable loans of 3 Lakhs with interest rates starting as low as 18% p.a. Please Note that the final rate offered on interest is affected by factors like applicants’ monthly income, and credit score, among others, and is solely at the discretion of Gopik.
Repayment Tenure of your Choice
With Gopik you get to choose from the flexible repayment period. So, with your choice, you get to extend the loan tenure up to 36 Months.
No hidden Fees
Gopik Never charges any fees on any of its products from its customers. You get can this benefit from Gopik’s loan services. The offer is available to all eligible customers. Contact Gopik to know your eligibility.
Consumer Durable Financing Interest Rates and Charges
- Interest Rate:18 to 24% p.a.
- Loan Amount: Upto 3 Lakhs
- Tenure: 6 Months to 36 Months
- Processing Charges: Less than 0.5 to 2%
How to Apply for Gopik Consumer Durable Financing ?
- Scan the GoPik QR code / Connect with Dealer
- Select the Loan Details
- Fill basic KYC Details
- Check your Eligibility
- Do E-Nach and get your loan disbursed
Consumer Durable Financing Eligibility Criteria
- Applicant should be an Indian national Resident
- Salaried or Self Employed
- Income Bracket: 25k p.m. and Above
- Age 22 to 55
Documents Required for Application
- ID Proof ( Pan Card / Voter / Aadhar Card )
- Address Proof ( Voter / Aadhar Card )
- Bank Statement
